Since 2009 I have received several calls related to Manish Vinodrai Badani. At times I have wondered the source of my number; some seem to be using public databases such as LinkedIn but in one-off conversation collection agents have mentioned that my contact details are listed in CIBIL, presumably linked to Manish Vinodrai Badani.
I am not eactly sure on how CIBIL operates but based on my recent email exchange it appears that this information is provded by various Credit Institutions. From the various correspondence I have posted in this blog, it is very clear on the (lack of) due diligence process these institutions use in collecting the information and linking it to various individuals.
CIBIL claims that if there is any problem with my Credit report I can contest. But the issue is not about my docket; the issue is about MY PERSONAL INFORMATION linked to the docket of another individual; Manish Vinodrai Badani.
Why will (& if I can) I get CIBIL report for Manish Vinodrai Badani? Even if I do, how can I contest the information like contact details on some one else's docket? CIBIL needs to have proper process to ensure that at least personal details and contact information uploaded by it's member institues are accurate. If not other bystanders and innocent people like me will continue to suffer.
If I find out the institute(s) that is responsible for first linking my personal information to Manish Vinodrai Badani, I will go after them; legal option is time consuming but there are ways to expose their nonsense in various other forums. But if CIBIL provides a platform for such non-sensical institues then in my opinion it is equally legally responsible for my harassment.
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hthttp://www.docstoc.com/docs/document-preview.aspx?doc_id=173479968
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CIBIL_3718933.pdf
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I am not eactly sure on how CIBIL operates but based on my recent email exchange it appears that this information is provded by various Credit Institutions. From the various correspondence I have posted in this blog, it is very clear on the (lack of) due diligence process these institutions use in collecting the information and linking it to various individuals.
CIBIL claims that if there is any problem with my Credit report I can contest. But the issue is not about my docket; the issue is about MY PERSONAL INFORMATION linked to the docket of another individual; Manish Vinodrai Badani.
Why will (& if I can) I get CIBIL report for Manish Vinodrai Badani? Even if I do, how can I contest the information like contact details on some one else's docket? CIBIL needs to have proper process to ensure that at least personal details and contact information uploaded by it's member institues are accurate. If not other bystanders and innocent people like me will continue to suffer.
If I find out the institute(s) that is responsible for first linking my personal information to Manish Vinodrai Badani, I will go after them; legal option is time consuming but there are ways to expose their nonsense in various other forums. But if CIBIL provides a platform for such non-sensical institues then in my opinion it is equally legally responsible for my harassment.
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hthttp://www.docstoc.com/docs/document-preview.aspx?doc_id=173479968
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CIBIL_3718933.pdf
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